Are There Any Payday Loans Over 3 Months?

Use an installment loan and not a payday loan if you need a longer payment period. When you are need money today, choose a legitimate lender and pay using affordable monthly payments. There is no lengthy credit check and you can even compare the rates on our monthly pay back loans for people with under 600 credit score against quotes from other lenders before making a decision. When you borrow monthly installment loans from BBB licensed loan lenders, the entire process can be completed in a few minutes and the money will be directly wired to your checking account.

Even when you desperately need a 1000 dollar loan, it will be good to compare loan companies who have good testimonials from previous borrowers, low fees, can do the fastest direct wire transfer etc. You can spread the payment for an installment loan for people with bad credit so that you face lesser problems meeting each payment every month. This way, you have sufficient cash leftover from your paycheck and do not need a second loan.

Our direct lenders' installment loans come with no upfront fees and do not require any collateral. Its a way to get your paycheck in advance and suitable for people with regular income. When you know exactly how much cash you have each month, it is easier to choose a suitable installment loan. Nevertheless, you can still find same day approval lenders for self employed or persons on unemployment benefits.

To look for a bad credit loan you can payback over 12 months, these are the basic requirements:
  • you are over the age of 18
  • have a bank account with direct deposit
  • have a monthly wage of 1,000 dollars or more from full time work or benefits


Most online installment loan lenders do not use a detailed risk evaluation, so you can borrow $1000 dollars for more than 3 months from licensed payday loan lenders at low cost today. If you are concerned, you can ask them for confirmation or get some free loan quotes to compare fees. Be assured that our lenders are US based and licensed to provide installment loans online.